Coming soon to iPhone and Android

Your world pays.Your Batwa receives.

Get paid from anywhere in the world, pay anyone in Pakistan, and keep every rupee on record. For you, your studies, your freelancing and your business.

See how it works
  • Invoices in USD and PKR
  • Free RAAST transfers*
  • NADRA-verified
  • Bank-held funds*
Payment receivedSana Malik · Rs 12,000
$1,200 Rs 336,000Lumora Labs, San Francisco
Rs 5,000 sentFee: Free* · Instantly
Get paid from abroadInvoices in USD and PKRFree RAAST transfers*Pay bills and top upScan to payEvery rupee on recordBank-held funds*
Get paid from abroad

Invoice the world. Get paid in rupees.

Bill a client anywhere, share one link, and the money lands in your own account with a clean record.

  1. Send a real invoiceYour name, your client, line items and due date, in USD or PKR.
  2. Your client pays abroadThey open the pay link and pay from their own country.
  3. Rupees land in your BatwaCredited to your own account, with the invoice marked paid.
For everyone

One Batwa, whoever you are.

From a student's first pocket money to a business billing the world, the same wallet grows with you.

Rs 4,230 bill paid

Everyone

Your everyday money, simply.

  • Send to any bank or wallet, free*
  • Pay bills and top up in seconds
  • Scan any shop QR to pay
+ Rs 12,000 from home

Students

Pocket money that lands and lasts.

  • Receive from family instantly
  • Mobile top-ups and internet bills
  • Track where every rupee goes
$1,200 invoice paid

Freelancers

Your clients are everywhere. Your money comes home.

  • Invoice in USD or PKR
  • Get paid into your own account
  • Records ready for tax season
Rs 213,000 paid in August

Startups

Bill like a company from day one.

  • Professional invoices with due terms
  • FBR sales tax option on every invoice
  • Awaiting and paid at a glance
4 invoices this week

Businesses

Every client, every invoice, one dashboard.

  • Overdue invoices flagged
  • Shareable receipts for every payment
  • One wallet for the whole team's billing
Everyday

Everything else, one tap away.

The wallet you get paid into is the wallet you live in. Bills, top-ups, shops and your card, all in the same place.

Airtime and bills

Every Pakistani network and the utilities you actually pay, in one list.

Mobile top-upElectricityGasWaterInternetTV and cable
Bill paidElectricity · Rs 4,230

Scan to pay

Point at any BatwaPay or merchant QR. The shop pays the fee, not you.*

The BatwaPay debit card Coming soon

Tap to pay in shops and online. Freeze it, set limits, change the PIN.

Receive in a second

Share your code or a request link. Money lands in your Batwa.

@ayesha.khanRequest link copied

Money first, admin second

Notifications put payments on top. Security alerts never get buried.

Invoice paid$1,200 from Lumora LabsnowPayment receivedSana Malik sent you Rs 12,00011:02Bill paidElectricity · Rs 4,2309:47Security alertNew device login detected2d

Every rupee, on record

History filtered by sent, received and bills, grouped by day.

AllSentReceivedBills
Lumora Labs, Inc.+ $1,200.00
Bilal Ahmed− Rs 5,000
Sana Malik+ Rs 12,000
Invoices

Bill clients like a company does.

Clients in San Francisco, London, Berlin or Lahore. Dollars or rupees. Every invoice tracked from sent to paid.

Awaiting$850 + Rs 84,500
Paid this quarter$3,600 + Rs 121,000
InvoicePaid
Lumora Labs, Inc.San Francisco, USA
UI design sprintINV-2026-041
$1,200.00Due 30 Sep
InvoiceSent
Kestrel & FinchLondon, UK
Brand identityINV-2026-040
$850.00Due 28 Sep
InvoiceSent
Sana InteriorsLahore
Showroom catalogueINV-2026-037
Rs 48,500Due 28 Aug
InvoicePaid
Alder Digital GmbHBerlin, Germany
Web app buildINV-2026-036
$2,400.00Paid 21 Aug
InvoiceOverdue
Karachi Print HouseKarachi
Packaging designINV-2026-035
Rs 36,000Due 24 Aug
InvoicePaid
Nexus TradersIslamabad
Monthly retainerINV-2026-034
Rs 121,000Paid 12 Aug
See it in rupees

Know what lands before you bill.

Type an invoice amount in dollars and see what reaches your Batwa. The rate is editable and only illustrative.

$
Rs
Lands in your BatwaRs 336,000

Fee, if any, is shown before you confirm.* Live rates are in the app.

Day and night

Built for 2 a.m. deadlines and 2 p.m. sun.

One app, two themes, the same clarity. Drag the line to compare.

  • Dark for late-night client work
  • Light for bright afternoons
  • Follows your phone
Get started

Three steps to your Batwa.

  1. 1

    Download BatwaPay

    Coming soon to iPhone and Android.

  2. 2

    Verify with your CNIC

    A NADRA check that takes about two minutes.

    42101-•••••••-8 Verified
  3. 3

    Get paid, pay anyone

    Send your first invoice or your first transfer.

    $1,200.00
    + Rs 336,000
Questions

Good questions, straight answers.

Everything people ask before they open their Batwa.

Who is BatwaPay for?

Everyone in Pakistan: individuals, students, freelancers, startups and businesses. Anyone who wants one wallet to get paid, pay, and keep every rupee on record.

How do clients abroad pay me?

Create an invoice in USD or PKR and share its link. Your client pays from abroad, and the money is credited to your account in rupees, with the invoice marked paid.

What do I need to sign up?

Your CNIC and a Pakistani mobile number. Identity is checked against NADRA records and takes about two minutes.

Where is my money held?

Accounts are held with a State Bank-regulated partner bank. BatwaPay is the app and experience you use to manage it.

Is sending money free?

Transfers to any bank or wallet over RAAST are free.* You always see the amount, fee and total before you confirm.

Is there a BatwaPay card?

The BatwaPay debit card is coming soon. You can already try its freeze switch above.

When can I download the app?

BatwaPay is coming soon to iPhone and Android. Tap Get the app to see the latest.

Is my data safe?

Every account is NADRA-verified, new device logins are flagged straight away, and your documents stay encrypted and are never shown to other users.

Coming soon to iPhone and Android

Your Batwa is almost here.

Get paid from anywhere, pay anyone in Pakistan, and keep every rupee on record. One wallet, for everyone.

See how it works
PK +92

or download directly
Locked. Only you can open it.
Coming soon

Your Batwa is almost here.

BatwaPay is coming to iPhone and Android.

PK +92

or download directly
Get BatwaPay